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-alt:
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ial;
    color:#333333'>The first inhabitants of <st1:country-region w:st=3D"on"=
><st1:place
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oples,
    believed to have arrived from <st1:place w:st=3D"on">Asia</st1:place>
    thousands of years ago by way of a land bridge between <st1:place w:st=
=3D"on">Siberia</st1:place>
    and <st1:State w:st=3D"on"><st1:place w:st=3D"on">Alaska</st1:place></s=
t1:State>.
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-alt:
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ial;
    color:#333333'>Explorers from <st1:country-region w:st=3D"on"><st1:place
     w:st=3D"on">France</st1:place></st1:country-region> and <st1:country-r=
egion
    w:st=3D"on"><st1:place w:st=3D"on">Great Britain</st1:place></st1:count=
ry-region>,
    including John Cabot (hired by King Henry VII), Jacques Cartier, Samuel=
 de
    Champlain and Henry Hudson began to land in <st1:country-region w:st=3D=
"on"><st1:place
     w:st=3D"on">Canada</st1:place></st1:country-region> in 1497.&nbsp; Per=
manent
    settlement by these two nations began in the early 1600s. <o:p></o:p></=
span></p>
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ial;
    color:#333333'>Canada became a nation on July 1, 1867 as four provinces=
 -
    Ontario, Quebec, Nova Scotia and New Brunswick - came together to form =
the
    Dominion of Canada. Sir John A. MacDonald became the country's first Pr=
ime
    Minister. The remaining provinces and territories would join <st1:count=
ry-region
    w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-regi=
on> in
    the coming years. <o:p></o:p></span></p>
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ial;
    color:#333333'>In 1885, the last spike was hammered in the Canadian Pac=
ific
    Railway. The completion of the national railroad, winding through <st1:=
country-region
    w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-regi=
on>'s
    diverse landscape, fulfilled a dream of linking the young country from =
west
    coast to east. <o:p></o:p></span></p>
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-alt:
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ial;
    color:#333333'>Up until World War II, most immigrants came from the <st=
1:place
    w:st=3D"on">British Isles</st1:place> or eastern Europe. Since 1945, ho=
wever,
    <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:plac=
e></st1:country-region>'s
    cultural make-up has been enhanced by increasing numbers of southern
    Europeans, Asians, South Americans and people from the <st1:place w:st=
=3D"on"><st1:PlaceName
     w:st=3D"on">Caribbean</st1:PlaceName> <st1:PlaceType w:st=3D"on">Islan=
ds</st1:PlaceType></st1:place>,
    with the greatest numbers of immigrants arriving from countries in the =
Asia
    Pacific region. <o:p></o:p></span></p>
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ial;
    color:#333333'>Today, the country is made up of 10 provinces and three
    territories, most of which are populated by Canadians who can trace the=
ir
    ancestry from virtually everywhere in the world. A recent census showed
    that over 11 million Canadians, or 42 per cent of the population, repor=
ted
    having an ethnic origin other than British or French.<o:p></o:p></span>=
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    <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom=
-alt:
    auto;line-height:20.0pt'><st1:country-region w:st=3D"on"><st1:place w:s=
t=3D"on"><span
      style=3D'font-size:11.0pt;font-family:Arial;color:#333333'>Canada</sp=
an></st1:place></st1:country-region><span
    style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> is often
    associated with cold weather and snow, but in reality, its climate is a=
s diverse
    as its landscape. Generally, Canadians enjoy four very distinct seasons,
    particularly in the more populated regions along the <st1:country-region
    w:st=3D"on"><st1:place w:st=3D"on">US</st1:place></st1:country-region> =
border.
    Daytime summer temperatures can rise to 35&deg;C and higher, while lows=
 of
    -25&deg;C are not uncommon in winter. More moderate temperatures are the
    norm in spring and fall. <o:p></o:p></span></p>
    <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom=
-alt:
    auto;line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Ar=
ial;
    color:#333333'>Summers can be hot and dry on the prairies, humid in cen=
tral
    <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:plac=
e></st1:country-region>,
    and milder on the coasts. Spring is generally pleasant across the count=
ry.
    Autumns are often crisp and cool, but brightened by rich orange and red
    leaves on trees. <o:p></o:p></span></p>
    <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom=
-alt:
    auto;line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Ar=
ial;
    color:#333333'>Winters are generally cold with periods of snow, although
    southern <st1:State w:st=3D"on"><st1:place w:st=3D"on">Alberta</st1:pla=
ce></st1:State>
    enjoys the occasional &quot;Chinook&quot;, a warm dry wind from the <st=
1:place
    w:st=3D"on">Rocky Mountains</st1:place> that gusts through and melts the
    snow. Winters are mild and wet on the west coast, in cities such as
    Vancouver and Victoria. <o:p></o:p></span></p>
    <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom=
-alt:
    auto;line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Ar=
ial;
    color:#333333'>When the temperature does drop, Canadian stay warm thank=
s to
    an infrastructure of heated houses, cars and public transportation syst=
ems.
    Some cities have also installed walkways to and from buildings in schoo=
ls.<o:p></o:p></span></p>
    </td>
   </tr>
  </table>
  </div>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right'><span
  style=3D'color:black'><o:p></o:p></span></p>
  </td>
 </tr>
</table>

<p class=3DMsoNormal><span class=3Dbodytext1><b><span style=3D'font-size:11=
.0pt;
letter-spacing:.2pt'>Average Daily Temperature (<span class=3DSpellE>Celciu=
s</span>)<o:p></o:p></span></b></span></p>

<p class=3DMsoNormal><span class=3Dbodytext1><b><span style=3D'font-size:11=
.0pt;
letter-spacing:.2pt'><o:p>&nbsp;</o:p></span></b></span></p>

<table class=3DMsoNormalTable border=3D0 cellpadding=3D0 width=3D"100%"
 style=3D'width:100.0%;mso-cellspacing:1.5pt;margin-left:6.0pt;background:w=
hite;
 mso-padding-alt:2.25pt 2.25pt 2.25pt 2.25pt'>
 <tr style=3D'mso-yfti-irow:0;mso-yfti-firstrow:yes'>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto;
  line-height:10.0pt'><b><span style=3D'font-size:10.0pt;font-family:Arial;
  color:#333333;letter-spacing:.2pt'>City</span></b><span style=3D'font-siz=
e:
  10.0pt;font-family:Arial;color:#333333;letter-spacing:.2pt'> <o:p></o:p><=
/span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>J</span></b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>F
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>M
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>A
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>M
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>J
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>J
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>A
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>S
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>O
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>N
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dcenter style=3D'text-align:center;line-heigh=
t:10.0pt'><b><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>D
  </span></b><span style=3D'font-size:10.0pt;font-family:Arial;color:#33333=
3;
  letter-spacing:.2pt'><o:p></o:p></span></p>
  </td>
 </tr>
 <tr style=3D'mso-yfti-irow:1;mso-yfti-lastrow:yes'>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto;
  line-height:10.0pt'><st1:City w:st=3D"on"><st1:place w:st=3D"on"><span
    style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacin=
g:
    .2pt'>Toronto</span></st1:place></st1:City><span style=3D'font-size:10.=
0pt;
  font-family:Arial;color:#333333;letter-spacing:.2pt'> <o:p></o:p></span><=
/p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>-4.5
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>-3.8
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>1.0
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>7.5
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>13.8
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>18.9
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>22.1
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>21.1
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>16.9
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>10.7
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>4.9
  <o:p></o:p></span></p>
  </td>
  <td style=3D'background:#F8F8F8;padding:2.25pt 2.25pt 2.25pt 2.25pt'>
  <p class=3DMsoNormal align=3Dright style=3D'text-align:right;line-height:=
10.0pt'><span
  style=3D'font-size:10.0pt;font-family:Arial;color:#333333;letter-spacing:=
.2pt'>-1.5
  <o:p></o:p></span></p>
  </td>
 </tr>
</table>

<p class=3DMsoNormal><o:p>&nbsp;</o:p></p>

<p style=3D'line-height:20.0pt'><strong><span style=3D'font-size:11.0pt;fon=
t-family:
Arial;color:#333333'>National Emblem:</span></strong><span style=3D'font-si=
ze:
11.0pt;font-family:Arial;color:#333333'> Maple Leaf <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><strong><span style=3D'font-size:11.0pt;fon=
t-family:
Arial;color:#333333'>Population:</span></strong><span style=3D'font-size:11=
.0pt;
font-family:Arial;color:#333333'> In 2002, the population of <st1:country-r=
egion
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region> =
was
estimated to have exceeded 31.4 million. However, Canadians are spread over=
 a
large geographic land mass, giving <st1:country-region w:st=3D"on"><st1:pla=
ce
 w:st=3D"on">Canada</st1:place></st1:country-region> one of the smallest
population density ratios in the world at 3.1 persons per square <span
class=3DSpellE>kilometre</span>.<o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><st1:country-region w:st=3D"on"><st1:place =
w:st=3D"on"><span
  style=3D'font-size:11.0pt;font-family:Arial;color:#333333'>Canada</span><=
/st1:place></st1:country-region><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> is a vast count=
ry
with a variety of tourist destinations. Wherever you choose to study in <st=
1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>,=
 you
will discover a multitude of cultural, leisure, and other activities
year-round. You can enjoy the many museums, seasonal festivals, and exciting
nightlife that each province and territory has to offer. <st1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region> =
also has
a beautiful countryside which means that most outdoor recreational activiti=
es
are very popular here, whether it be skiing, cycling, hiking, camping,
sightseeing, or even ice sailing. <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Take the opportunity to fully explore Canadian life while yo=
u're
studying in <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Canada</=
st1:place></st1:country-region>.&nbsp;
When you're not in the classroom, discover many unique destinations - wheth=
er
for a day trip, a weekend getaway, or longer.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'line-height:20.0pt'><span style=3D'font-size:=
11.0pt;
font-family:Arial;color:#333333'>Here are some typical costs for living in =
<st1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>:=
 <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Bus Fare One Way
(local) $2.50 <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Local Telephone=
 Call
$0.25 <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Average Restaur=
ant
Meal $10.00 - 25.00 per person <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Movie $8.50 <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Letter within <=
st1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region> =
$0.49 <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> International P=
ostage
(letter) $1.40 <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'><br>
</span><b><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>=
Taxes</span></b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'><br>
Some provinces apply a provincial tax levy to goods and services. All provi=
nces
must apply the federal Goods &amp; Services Tax (GST) of seven per cent to =
most
purchases. As a visitor, a portion of the GST may be refunded to you upon y=
our
departure from <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Canad=
a</st1:place></st1:country-region>.
There are restrictions that apply and you must provide original receipts.
Contact Revenue <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Cana=
da</st1:place></st1:country-region>
or your school for further information. GST refund forms can be obtained at=
 the
information counters at airports and at most shopping malls.<br>
<br>
</span><b><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>=
Currency
and Banking</span></b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'> <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'>Money and Measurements</span></b><b><span style=3D'font-size=
:11.0pt;
font-family:Arial;color:#666666'><br>
</span></b><st1:country-region w:st=3D"on"><st1:place w:st=3D"on"><span
  style=3D'font-size:11.0pt;font-family:Arial;color:#333333'>Canada</span><=
/st1:place></st1:country-region><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> uses the metric
system of measurement. The unit of currency is the Canadian dollar, which
equals 100 cents. The most common paper currency in <st1:country-region w:s=
t=3D"on"><st1:place
 w:st=3D"on">Canada</st1:place></st1:country-region> comes in $5, $10, $20,=
 $50
and $100 denominations. Coins appear in 1 cent (pennies), 5 cents (nickels)=
, 10
cents (dimes), 25 cents (quarters), $1 (loonies) and $2 (<span class=3DSpel=
lE>twoonies</span>)
denominations. The $1 and $2 coins have been introduced over the last 10 ye=
ars,
and there are still Canadian $1 and $2 <st1:PersonName w:st=3D"on">bill</st=
1:PersonName>s
in circulation that are considered legal tender (they have also become
collector's items). Canadian <st1:PersonName w:st=3D"on">bill</st1:PersonNa=
me>s
are clearly marked and each denomination has a distinctive <span class=3DSp=
ellE>colour</span>.
<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'>Banks &amp; Currency Exchange</span></b><b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#666666'><br>
</span></b><span style=3D'font-size:11.0pt;font-family:Arial;color:#333333'=
>Although
banks often offer the best currency exchange rate, some do charge a small f=
ee
to change money or <span class=3DSpellE>traveller's</span> <span class=3DSp=
ellE>cheques</span>,
and prices listed often do not include taxes. It is best to change a small
amount of currency into Canadian money before coming to Canada, as banks are
usually open only Monday to Friday, daytime hours (9 a.m. to 5 p.m.). Other
means of exchanging your currency can be somewhat more costly. Exchange ser=
vices
offered by hotels, shops, and exchange booths almost always offer the highe=
st
rates or charge large commission fees. Wherever you go, always ask about hi=
dden
charges before changing money. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'>All
shops and businesses will accept Canadian currency, and some will accept <s=
t1:country-region
w:st=3D"on"><st1:place w:st=3D"on">United States</st1:place></st1:country-r=
egion>
currency in tourist areas. All other currency must be converted. <o:p></o:p=
></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'>Banks and Automated Teller Machines (ATMs)</span></b><b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#666666'><br>
</span></b><span style=3D'font-size:11.0pt;font-family:Arial;color:#333333'=
>Students
can easily access the many banks and affiliated ATMs in <st1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>.=
 They
are especially easy to find in large cities, and are more convenient than
credit cards and <span class=3DSpellE>traveller's</span> <span class=3DSpel=
lE>cheques</span>.
You can usually use a regular bank card or a major credit card at ATMs to
withdraw cash. It might also be possible to open a local account which would
come with an ATM card. ATM cards can also be used at many stores in <st1:co=
untry-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region> =
to pay
for items such as groceries and clothing. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'>Banks
offer a variety of services to their customers including currency exchange,
safety deposit boxes for storage of passports, and savings accounts. Many C=
anadians
use personal <span class=3DSpellE>cheques</span> issued by banks as an effi=
cient
means to pay for services. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span class=3DSpellE><b><span style=3D'font-size:11.0pt;
font-family:Arial;color:#333333'>Traveller's</span></b></span><b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> <span class=3DS=
pellE>Cheques</span>
and Credit Cards<br>
</span></b><span class=3DSpellE><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Traveller's</span></span><span style=3D'font-size:11.0pt;
font-family:Arial;color:#333333'> <span class=3DSpellE>cheques</span> are a
recommended form of currency when <span class=3DSpellE>travelling</span> (f=
or
safety reasons) and can be purchased at major Canadian banks. They are easi=
ly
replaced if stolen or lost. Most shops, hotels, restaurants and attractions
accept <span class=3DSpellE>traveller's</span> <span class=3DSpellE>cheques=
</span>
as well as major credit cards. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'>The
rate of exchange in effect on the day of a credit card transaction will be
automatically updated on your credit card <st1:PersonName w:st=3D"on">bill<=
/st1:PersonName>.
Students can also apply for credit cards when they arrive in <st1:country-r=
egion
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>;
however, the expenses are due at the end of every month with interest charg=
ed
on unpaid expenses.<o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><b><span style=3D'font-size:10.0pt;font-fam=
ily:
Arial;color:#FF9900'>Accommodation - Long Term</span></b><b><span
style=3D'font-family:Arial;color:#FF9900'><br>
</span></b><b><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF99=
00'>1.</span></b><b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> School Provided
Accommodation</span></b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'> <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span class=3DSpellE><b><span style=3D'font=
-size:
11.0pt;font-family:Arial;color:#333333'>Homestays</span></b></span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> <br>
Many Canadian families welcome international students. This may be an effec=
tive
way for you to improve your English or French, learn about daily life in <s=
t1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>,=
 and
meet new, friendly people. <span class=3DSpellE>Homestays</span> also offer=
 a
more stable and secure environment for younger people coming to study in <s=
t1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>.
Typically, a <span class=3DSpellE>homestay</span> consists of a Canadian fa=
mily
hosting a student in their home while the student attends classes in <st1:c=
ountry-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>.=
 Meals <span
class=3DSpellE>aNd</span> a private, furnished room are provided in the hom=
e, and
the host family welcomes and encourages participation in family and communi=
ty
activities. <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span class=3DSpellE><span style=3D'font-si=
ze:11.0pt;
font-family:Arial;color:#333333'>Homestays</span></span><span style=3D'font=
-size:
11.0pt;font-family:Arial;color:#333333'> are arranged by the school and
students are matched with families who share similar interests. Amenities a=
nd
location vary from home to home, but preferences can and should be indicate=
d to
the school so that a suitable match may be found. Many schools can arrange =
for
a school representative or <span class=3DSpellE>homestay</span> family to m=
eet
you at the airport when you arrive. <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Prices will vary according to location, and some <span
class=3DSpellE>homestay</span> services will charge an initial placement fe=
e of
up to $200 CDN. <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><b><span style=3D'font-size:11.0pt;font-fam=
ily:
Arial;color:#666666'>For more information, contact the school you will be
attending.</span></b><span style=3D'font-size:11.0pt;font-family:Arial;
color:#333333'> <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Average cost of <span class=3DSpellE>homestay</span>
accommodation: $400 - $800 CDN per month. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'>Average
cost of shared accommodations in <st1:country-region w:st=3D"on"><st1:place
 w:st=3D"on">Canada</st1:place></st1:country-region>: $250 - $700 CDN month=
ly.<br>
<br>
Average cost of a suite or apartment: $400 - $1,500 CDN monthly. <o:p></o:p=
></span></p>

<p class=3DMsoNormal style=3D'line-height:20.0pt'><span style=3D'font-size:=
11.0pt;
font-family:Arial;color:#333333'>Things to remember when choosing accommoda=
tion
in <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place=
></st1:country-region>:<br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Try to make
arrangements ahead of time but be especially sure to do so if you require
accommodation during the summer months, and during holidays and festivals. =
<br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> If you are stay=
ing in
a hotel or hostel, always inspect the room on arrival before making a payme=
nt.
If you are unsure about the location, ask the local tourism association. <o=
:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family:Arial;color=
:#333333'>Prices
can vary greatly according to location and time of year, so try to investig=
ate
before you leave. <st1:country-region w:st=3D"on"><st1:place w:st=3D"on">Ca=
nada</st1:place></st1:country-region>
is a friendly and wonderful place, and having made the proper arrangements,=
 you
will undoubtedly enjoy your stay regardless of where you choose to live in =
<st1:country-region
w:st=3D"on"><st1:place w:st=3D"on">Canada</st1:place></st1:country-region>.=
<o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><strong><span style=3D'font-size:10.0pt;fon=
t-family:
Arial;color:#FF9900'>Working while Studying</span></strong><b><span
style=3D'font-size:10.0pt;font-family:Arial;color:#FF9900'><br>
</span></b><strong><span style=3D'font-size:11.0pt;font-family:Arial;color:=
#333333'>Who
is allowed to work?</span></strong><span style=3D'font-size:11.0pt;font-fam=
ily:
Arial;color:#333333'> <br>
Full-time students registered in a degree or diploma-granting course are
allowed to work on the campus of the institution at which they are register=
ed
without the need for an employment authorization. This includes on-campus e=
mployment
for graduate, teaching or research assistants. <o:p></o:p></span></p>

<p style=3D'line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Spouses of full-time students are eligible for open or
open/restricted employment authorizations, depending on medical requirements
having been met. <br>
Students whose intended employment forms an integral part of their course of
study such as undergraduate co-op programs, some programs offered by career
colleges or language schools and some high school programs. <o:p></o:p></sp=
an></p>

<p style=3D'line-height:20.0pt'><span style=3D'font-size:11.0pt;font-family=
:Arial;
color:#333333'>Depending on your country of origin and the type and length =
of
study, you may require: <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> A&nbsp;temporary
resident visa <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> A study permit =
<br>
<br>
The type of documentation required depends on your country of origin, the
program you are taking, and the length of your study: <br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226; </span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'>Any study progra=
m of
up to six months:&nbsp;no study permit is required<br>
</span><span style=3D'font-size:11.0pt;font-family:Arial;color:#FF9900'>&#8=
226;</span><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'> Programs longer=
 than
six months require a study permit <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt=
:auto;
line-height:20.0pt'><b><span style=3D'font-size:11.0pt;mso-bidi-font-size:1=
2.0pt;
font-family:Arial;color:#333333'>WHAT'S NEW (as of <st1:date Month=3D"6" Da=
y=3D"28"
Year=3D"2002" w:st=3D"on">June 28th, 2002</st1:date>)</span></b><span
style=3D'font-size:11.0pt;font-family:Arial;color:#333333'><o:p></o:p></spa=
n></p>

<ul type=3Ddisc>
 <li class=3DMsoNormal style=3D'color:#333333;mso-margin-top-alt:auto;mso-m=
argin-bottom-alt:
     auto;line-height:20.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in'><=
b><span
     style=3D'font-size:11.0pt;mso-bidi-font-size:12.0pt;font-family:Arial'=
>No
     permit required for short-term programs that are six months or less.</=
span></b><span
     style=3D'font-size:11.0pt;font-family:Arial'>&nbsp; Under the new Act,=
 a
     person can now study without a permit if the course or study program l=
asts
     for six months for less. <o:p></o:p></span></li>
 <li class=3DMsoNormal style=3D'mso-margin-top-alt:auto;mso-margin-bottom-a=
lt:auto;
     line-height:20.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in'><b><sp=
an
     style=3D'font-size:11.0pt;mso-bidi-font-size:12.0pt;font-family:Arial;
     color:#333333'>Tougher consequences for violations:</span></b><span
     style=3D'font-size:11.0pt;font-family:Arial;color:#333333'>&nbsp; unde=
r the
     new Act, immigration officers abroad can refuse to issue a study permi=
t to
     someone who has previously studied or worked in <st1:country-region w:=
st=3D"on"><st1:place
      w:st=3D"on">Canada</st1:place></st1:country-region> without authoriza=
tion.</span></li>
</ul>

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